What is General Liability Insurance?

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General Liability insurance is essential for protecting your business from a variety of potential third-party claims. This coverage can help with costs associated with bodily injury or property damage claims that your business may encounter. It can also provide coverage for legal expenses if you are sued over such incidents. It's a foundational policy for most businesses, providing peace of mind in the face of unforeseen circumstances.

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 Why does my business need this coverage?

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General liability insurance protects businesses from potentially devastating financial losses resulting from third-party claims of bodily injury or property damage. Without this coverage, a single lawsuit could lead to significant legal fees, settlement costs, and even bankruptcy. General liability insurance may also cover advertising injuries, such as claims of libel or slander, which can arise unexpectedly. Moreover, many contracts and leases require businesses to maintain a certain level of general liability coverage, making it essential for operating and growing.