What is Life Insurance?

Life insurance is a contract between you and an insurance company where you agree to pay premiums in exchange for a death benefit paid to your chosen beneficiaries upon your passing. This financial payout can provide crucial support to your loved ones, helping to cover expenses such as funeral costs, outstanding debts, and ongoing living expenses. There are various types of life insurance policies available, each with different features and benefits to suit individual needs and financial goals.

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Why do I need Life Insurance coverage?

Life insurance provides a vital financial safety net for your loved ones in the event of your passing. It can help replace lost income, ensuring your family can maintain their standard of living and meet future financial obligations like mortgage payments or college tuition. Ultimately, having life insurance is an act of love and responsibility, ensuring your family is cared for even when you're no longer there.